Quick Answer: What Is Covered Under Asurion Phone Insurance?

How much is an Asurion deductible?

There are four deductible tiers: $50, $100, $150 and $200.

Most phones will be in the top two deductible tiers and will therefore cost $11 a month.

Like Verizon and AT&T, Sprint uses Asurion — so its plan covers device malfunction, damage, loss and theft..

How many times can I claim phone insurance?

These basic insurance options from the Big Four carriers cover lost, stolen or damaged phones. They don’t cover phone malfunctions, but carriers often offer extended warranties packaged with insurance. Customers are typically limited to two claims in a 12-month period.

Can you get phone insurance after purchase?

You may have the option to add coverage up to 60 days after your phone purchase.

Is Asurion Protection Plan worth?

When you take a closer look at what’s covered, the Asurion Protection Plan only claims to cover “failures due to power surge and other mechanical and electrical breakdowns.” While this is certainly good coverage to have for four years, it’s not the most robust in terms of protections.

What does asurion cover for Iphone?

Coverage for loss, theft, damage (including water damage and broken screens), and malfunctions.

Can I get my money back from Asurion?

The easiest way to obtain a refund/cancellation of your plan, is to click on the “return” button associated with the purchase of our plan, email us at ambassador@asurion.com or call us at 1-866-551-5924 and a customer … see more. The protection plan can be refunded in full if cancelled within 30 days.

Does asurion give you a refurbished phone?

Depending on availability, you may receive a device of like-kind and quality. Claims may be fulfilled with a new or refurbished replacement device.

Does asurion cover accidental damage?

Asurion covers loss, theft, accidental damage, and malfunction—the big ones most people file claims for. Once your insurance claim is approved, you’ll be told if Asurion is electing to repair or replace the device, if it’s the latter, they’ll ship it out to you overnight.

Does asurion replace water damaged phones?

Asurion DOES NOT COVER WATER DAMAGE!!! Discussion in ‘Motorola Droid Bionic’ started by djchon661, .

Can I buy Asurion insurance after purchase?

You can buy a protection plan any time within the first 30 days of the original product purchase.

Does asurion cover cracked screen?

Total Mobile Protection includes: For cracked screens, same-day repair may also be available at an Asurion Certified Repair Provider or by having a certified technician come to your home or office.

How long does it take to get phone from Asurion?

Receive a replacement phone in as little as 24 hours. Rest assured, whether an Apple iPhone, Galaxy Note, Motorola Droid or more, we have you covered.

What happens if you don’t return your phone to Asurion?

Asurion wouldn’t blacklist the phone if you didn’t return it. This is something that would generally be done by your carrier (like if you reported it stolen to the carrier rather than accidentally damaged).

Can I claim on my phone insurance straight away?

Some policies have instant cover, which means you’ll get your replacement within standard delivery times – three to five working days usually. However you might not be able to make a claim straight away, as some policies have a deferral period that won’t allow you to claim for a set time after taking out cover.

How much is a replacement phone from Asurion?

Affordable Option. Repairs as low as $29 so breaking your phone won’t break the bank.

What do phone warranties cover?

Warranties mostly cover repair or replacement of your device if it stops working due to faulty parts or manufacturer error. Insurance primarily covers your device if it is lost, stolen, or damaged due to an accident.

Does asurion blacklist lose phones?

When you make a claim through Asurion, they will blacklist the phone if you claim it has been lost or stolen. Only Asurion will be able to remove it from the blacklist, Fido has no control over this.

Does warranty cover cracked screen?

Warranties usually cover your appliance for mechanical or electrical failure, but not for accidental damage. For such damages, buying a mobile insurance is always wise. Does screen damage come under warranty? As accidental damage is not covered under a warranty, so screen damage is not covered under a warranty.

Is phone insurance worth getting?

Cell phone insurance can be worth it if you’re prone to damaging or losing your phone. If cracking your screen or dropping your phone in water is a rare occurrence for you, however, cell phone insurance may be a waste of money.

Does phone insurance cover cracked screens?

T-Mobile’s most comprehensive insurance plan covers device malfunctions, accidental damage (including cracked screens and water damage), loss and theft. … Additional accessories that came with your phone are only covered if they are lost or stolen with your phone.

How long do you have to wait to file a claim with Asurion?

90 daysClaims must be reported within 60 or 90 days of the date of loss, depending on your carrier. Second, when you receive your replacement device, you’ll be required to return your damaged device with the prepaid shipping label that comes with the replacement.

How much is the deductible for phone insurance?

For each claim you file, you’ll pay a deductible that could run anywhere from $29 to $225. Most insurance companies limit the number of claims you can file to two or three a year. And your insurer might send you a refurbished phone rather than a new model if a replacement phone is what you need.

How much is Apple Watch asurion deductible?

Asurion Costs and Deductible However, they are similar to AppleCare prices: Screen Damage: $29.00. Battery Replacement: $0. Total Replacement: $200.

What does asurion do with damaged phones?

Asurion covers loss, theft, accidental damage, and malfunction—the major things that people typically file claims for. Once the insurance claim is approved you’ll be told if Asurion is electing to repair or replace the device— and you don’t get to have any say. If it’s the latter, they’ll ship it out to you overnight.

How do I get a live person at Asurion?

If you need to speak to a live customer service representative in Asurion customer service you need to dial 1-888-562-8662. To speak with a live agent, you need to press 1 and stay on the line (typical waiting time is about 1-5 minutes).

How many claims can you file with Asurion?

Is there a limit to the amount of claims I can make on my phone? Yes. Most of our wireless carrier programs have coverage limits which range from two (2) claims in 12 months to three (3) claims in 12 months.

How does asurion make money?

They make money selling used phones, not providing insurance. I end up paying almost $1300 for my $800 non-warranty, top of the line iPhone. AT&T makes a profit, Asurion makes a profit, and I take it in the rear! 7) Asurion offers a $89.99 screen repair program, but guess what, Not for my phone.

What happens if I don’t send my broken phone back?

If you don’t return the broken one they will charge your credit card, the same one you used for the deductible. They shouldn’t blacklist it if you didn’t report it lost or stolen but I have always returned the phones so I can’t say for sure. … No, you don’t have to pay off a phone when you make an insurance claim.

How long after getting phone insurance can you claim?

How soon can I claim on phone insurance? You should be aware that the cover with some phone insurance companies doesn’t actually kick in for 14 days. So if anything happens to your phone in that time, you’re not covered, and they won’t pay out. Make sure you check the small print here!